Working capital for growing South African SMMEs and businesses
Your contract
is your capital.
Fast, flexible funding for businesses holding signed contracts, purchase orders and unpaid invoices. Reviewed in 12–48 hours, funded within 2–5 business days.
Contract backedInvoice discountingAsset backed
Disbursed since 2019
R30M+
Repayment rate
95%+
Businesses funded
150+
Core services
Three ways to unlock liquidity
Fast, clear, structured capital for growing businesses.
Contract Backed Financing
Awarded a tender or purchase order? We fund the execution costs direct to your suppliers so you can deliver without delay.
✓ Supplied to government & corporates
✓ Payment direct to suppliers
Invoice Discounting
Delivered the work but waiting 30 to 90 days for payment? We unlock up to 80% of your invoice value immediately.
✓ 30–90 day terms covered
✓ Improve cash flow instantly
Asset-Backed Loans
Need urgent general working capital? Leverage your fully paid-off movable assets as security for a fast, short-term cash injection.
✓ 3–6 month terms max
✓ Secured by unencumbered assets
How it works
Funded in days, not months
Five simple steps from application to repayment.
01
Apply
Tell us about your funding need online, in minutes.
02
We review
Response within 12–48 hours.
03
Agreement signed
Simple, transparent terms.
04
Supplier payment
Paid direct, every rand tracked.
05
Deliver & repay
Average cycle: 30–90 days.
Get started
Check capital access
Tell us about your funding need. We'll review it and respond within 12–48 hours.