Asset-Backed Loans

Leverage your fully paid-off movable assets as security for a fast, short-term cash injection.

The Solution

You need an urgent injection of general working capital to bridge a gap, seize a sudden opportunity, or cover unexpected operational costs. You don't have a specific contract to finance, but your business holds unencumbered assets.

How we solve it

Nsoma Capital assesses the value of your movable assets (vehicles, machinery, etc.). We provide a short-term, secured loan against that value, giving you immediate liquidity. You retain use of the asset while you repay the facility over an agreed 3 to 6-month period.

Key Requirements

  • Unencumbered (fully paid-off) movable assets.
  • Appropriate insurance in place with Nsoma Capital interest noted.
  • Clear demonstration of repayment ability (cash flow).
  • Short-term facility only (max 3-6 months).
  • Asset valuation subject to independent verification.