Asset-backed loans

Your assets,
working harder.

Leverage your fully paid-off movable assets as security for a fast, short-term cash injection.

The challenge

You need an urgent injection of general working capital to bridge a gap, seize a sudden opportunity, or cover unexpected operational costs. You don't have a specific contract to finance, but your business holds unencumbered assets.

How we solve it

Nsoma Capital assesses the value of your movable assets (vehicles, machinery, etc.). We provide a short-term, secured loan against that value, giving you immediate liquidity. You retain use of the asset while you repay the facility over an agreed 3 to 6-month period.

Key requirements

Unencumbered (fully paid-off) movable assets.
Appropriate insurance in place with Nsoma Capital interest noted.
Clear demonstration of repayment ability (cash flow).
Short-term facility only (max 3–6 months).
Asset valuation subject to independent verification.

Ready to unlock your capital?

Reviewed in 12–48 hours. Funded within 2–5 business days.

Apply for an ABL